These are our recommended credit cards for 2022. Which card you will qualify for is dependent upon your credit score. Not sure what your credit score is? Sign up for a Free CreditVana account today and get access to your free credit score and top matched credit card options specifically for you. Checking your score has no impact to your credit.
Up to a 3% Cash Back Reward
29.99% OR 36% (V)
Fair
As low as $85
Mastercard®
3% of each transaction amount in U.S. dollars
† Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
0% Intro APR on Purchases 15 months
Up to $300 cash back
$0
0% Intro APR on Balance Transfers 15 months
17.99% – 26.74% Variable
60,000 bonus points
5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases
$0
$95
18.99% – 25.99% Variable
0% 12 months on Purchases
0% 21 months on Balance Transfers
$0
16.74% – 27.49% (Variable)
28.99% (Variable)
Up to 29.99% (Variable)
0% Intro APR Period 18 months on Balance Transfers
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Excellent, Good
17.74% – 27.74% (Variable)
28.99% (Variable)
3%
24.99% – 29.99% (Variable)
See Terms
Fair/Poor
Bad/Limited
N/A
N/A
N/A
Yes
Yes
Mastercard®
35.99%
35.99%
$75.00 for first year. After that, $48.00 annually.
$40
$95.00 (one-time fee)
Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
1% Cash Back on all purchases
N/A
You’re covered by $0 Fraud Liability if your card is ever lost or stolen
$0
$0 at this Transfer APR
None
See Provider Website
See Provider Website
See Provider Website
28.49% (Variable)
$0 at this Transfer APR
$0
$200
28.49% (Variable)
Thinking about applying for a credit card, but aren’t sure which one to choose? You came to the right place. Looking through all the credit card offers takes time, and you might miss out on a great opportunity if you try to do it without help. That’s why CreditVana App maintains a list with many of the best credit card offers.
Read these tips to guide your search for the top credit card of 2022.
As a responsible credit user, you know that you can’t apply for credit every few minutes. When you make a decision, it should be one you are glad to keep for at least a few years. That is why research into the credit card offers available is so important. No one wants to apply for the first card they see, only to realize it has high fees, fewer benefits or a lower spending limit than other cards. You do not even have to take a lot of time to look. CreditVana App does all the research and puts the best offers of the year right here.
Most credit cards have the same components, but the terms may differ wildly from one card to the next. The ideal time to compare these terms is before you apply. Look for the following factors:
Credit cards can be a tool to help you manage cash flow and earn benefits for items you were going to buy anyway. The top credit card of 2022 will help keep your expenses down and offer the best rewards you can use.
If what you see does not seem like the perfect fit, there are plenty of reasons to keep an eye on this page. The market for credit cards is very competitive, especially for people with higher credit scores. Companies sometimes change their rewards programs and terms at times to entice new customers to sign up and react to competitive pressures. A lower introductory rate or a decrease in balance transfer fees might be just what you need.
The best credit cards of 2022 are listed right here at CreditVana App. Browse this page to find the credit card offer that is the best fit for your needs.
Where credit meets confidence.
CreditVana uses your credit profile to show you curated offers. Plus, with CreditVanaApp Confidence, you can see your Approval Odds before you apply, without impacting your scores.
