Citi®

Credit Quality

Excellent

Good

Fair

Poor

Bad

Limited No Score

Issuers

Capital One®

Chase®

Citi®

Mastercard®

Visa®

Other

As featured on:

Citi® credit cards offer products with low interest, no annual fee, cash back and more. CreditSoup.com helps you find the Citi credit card with just the right features.

Apply Now

Foreign Trans Fee

Rewards Rate 1

3X — Earn 3 Points Restaurants and Supermarkets 3X — Earn 3 Points at Gas Stations, Air Travel and Hotels 1X — Earn 1 Point on All Other Purchases Annual Hotel Savings Benefit

Regular APR

19.74% – 27.74% (Variable)

Credit Recommended:
Good

on issuer’s secure website.

Annual Fee

$95

Intro (Purchases)

N/A

Credit Recommended Good/Excellent

For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Earn 3 Points per $1 spent at Restaurants and Supermarkets
Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
Earn 1 Point per $1 spent on all other purchases
Annual Hotel Savings Benefit
80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
No expiration and no limit to the amount of points you can earn with this card
No Foreign Transaction Fees on purchases

Show/Hide Details

Apply Now

ntro (Purchases)

0% 15 months Purchases and Balance Transfers

Intro (Transfers)

0% 15 months Purchases and Balance Transfers

Regular APR

17.74% – 27.74% (Variable)

Credit Recommended:
Good

on Citi® secure website.

Annual Fee

Cash Advance APR

28.99% (Variable)

Credit Recommended Good/Excellent

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 17.74% – 27.74%, based on your creditworthiness.
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
No Annual Fee
Citi will only issue one Citi Custom Cash℠ Card account per person

Show/Hide Details

Apply Now

Intro (Transfers)

0% Intro APR Period 18 months on Balance Transfers

Rewards Rate 1

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Credit Recommended

Excellent, Good

Credit Recommended:
Excellent, Good

on Citi® secure website.

Regular APR

17.74% – 27.74% (Variable)

Cash Advance APR

28.99% (Variable)

Foreign Trans Fee

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time.
Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.74% – 27.74%, based on your creditworthiness.
Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Show/Hide Details

Apply Now

Intro (Purchases)

0% Intro APR Period 15 months on Purchases and Balance Transfers

Intro (Transfers)

0% Intro APR Period 15 months on Purchases and Balance Transfers

Annual Fee

Credit Recommended:
Good, Excellent (660-850)

on issuer’s secure website.

Regular APR

17.24% – 27.24% (Variable)

Cash Advance APR

28.99% (Variable)

Credit Recommended Good/Excellent

Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 monts of account opening; redeemable for $200 in gift cards at thankyou.com
0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 17.24% – 27.24%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
The Citi Rewards+® Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap.
No Annual Fee

Show/Hide Details

Apply Now

Intro (Purchases)

0% 12 months on Purchases

Intro (Transfers)

0% 21 months on Balance Transfers

Annual Fee

Credit Recommended:
Excellent/Good

on issuer’s secure website.

Regular APR

16.74% – 27.49% (Variable)

Cash Advance APR

28.99% (Variable)

Penalty APR

Up to 29.99% (Variable)

0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 16.74% – 27.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
For a limited time earn a $150 Statement Credit after you spend $500 on purchases in the first 3 months of account opening.
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
Get free access to your FICO® Score online.
With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.

Citi®

Categories

Credit Quality

Issuers

As featured on:

Apply Now

Foreign Trans Fee

Rewards Rate 1

Regular APR

Annual Fee

Intro (Purchases)

Apply Now

ntro (Purchases)

Intro (Transfers)

Regular APR

Annual Fee

Cash Advance APR

Apply Now

Intro (Transfers)

Rewards Rate 1

Credit Recommended

Regular APR

Cash Advance APR

Foreign Trans Fee

Apply Now

Intro (Purchases)

Intro (Transfers)

Annual Fee

Regular APR

Cash Advance APR

Apply Now

Intro (Purchases)

Intro (Transfers)

Annual Fee

Regular APR

Cash Advance APR

Penalty APR

Categories

Credit Quality

Issuers

As featured on:

Company Info

HELP

LEGAL

NOTABLE LINKS