Citi®

Citi® credit cards offer products with low interest, no annual fee, cash back and more. CreditSoup.com helps you find the Citi credit card with just the right features.

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Foreign Trans Fee

0%

Rewards Rate 1

3X — Earn 3 Points Restaurants and Supermarkets 3X — Earn 3 Points at Gas Stations, Air Travel and Hotels 1X — Earn 1 Point on All Other Purchases Annual Hotel Savings Benefit

Regular APR

19.74% – 27.74% (Variable)

Credit Recommended:
Good

on issuer’s secure website.

Annual Fee

$95

Intro (Purchases)

N/A

Credit Recommended Good/Excellent
0%
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
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ntro (Purchases)

0% 15 months Purchases and Balance Transfers

Intro (Transfers)

0% 15 months Purchases and Balance Transfers

Regular APR

17.74% – 27.74% (Variable)

Credit Recommended:
Good

on Citi® secure website.

Annual Fee

$0

Cash Advance APR

28.99% (Variable)

Credit Recommended Good/Excellent
0%
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 17.74% – 27.74%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash℠ Card account per person
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Intro (Transfers)

0% Intro APR Period 18 months on Balance Transfers

Rewards Rate 1

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Credit Recommended

Excellent, Good

Credit Recommended:
Excellent, Good

on Citi® secure website.

Regular APR

17.74% – 27.74% (Variable)

Cash Advance APR

28.99% (Variable)

Foreign Trans Fee

3%

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.74% – 27.74%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
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Intro (Purchases)

0% Intro APR Period 15 months on Purchases and Balance Transfers

Intro (Transfers)

0% Intro APR Period 15 months on Purchases and Balance Transfers

Annual Fee

$0

Credit Recommended:
Good, Excellent (660-850)

on issuer’s secure website.

Regular APR

17.24% – 27.24% (Variable)

Cash Advance APR

28.99% (Variable)

Credit Recommended Good/Excellent
0%
  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 monts of account opening; redeemable for $200 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 17.24% – 27.24%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The Citi Rewards+® Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap.
  • No Annual Fee
  •  
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Intro (Purchases)

0% 12 months on Purchases

Intro (Transfers)

0% 21 months on Balance Transfers

Annual Fee

$0

Credit Recommended:
Excellent/Good

on issuer’s secure website.

Regular APR

16.74% – 27.49% (Variable)

Cash Advance APR

28.99% (Variable)

Penalty APR

Up to 29.99% (Variable)

  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 16.74% – 27.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • For a limited time earn a $150 Statement Credit after you spend $500 on purchases in the first 3 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
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*See online credit card application for details on the terms and conditions.