Credit cards within this credit category typically offer lower APRs, lower fees, and a wide variety of rewards programs. Not sure what your credit score is? Sign up for a Free CreditVana App account today and get access to your free credit score and top matched credit card options specifically for you. Checking your score has no impact to your credit.
0% 12 months on Purchases
0% 21 months on Balance Transfers
$0
16.74% – 27.49% (Variable)
28.99% (Variable)
Up to 29.99% (Variable)
Earn 1.5% cashback rewards on all of your eligible purchases
$0
$0
Credit Recommended:
Excellent, Good, Fair, Average
on Sutton Bank, Member FDIC secure website.
14.99% – 29.99% APR
N/A
*To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.
0% Intro APR on Purchases 15 months
Up to $300 cash back
$0
0% Intro APR on Balance Transfers 15 months
18.74% – 27.49% Variable
Earn 1.5% cashback rewards on all of your eligible purchases
Mastercard®
Poor to Good
35% (Variable)
$175 the first year; $49 thereafter
0% for 12 Months
$0
18.74% to 28.74% variable purchase APR based on creditworthiness. Rates as of 12/1/2022
18.74% to 28.74% variable purchase APR based on creditworthiness. Rates as of 12/1/2022
29.99%
0% 15 months Purchases and Balance Transfers
0% 15 months Purchases and Balance Transfers
17.74% – 27.74% (Variable)
$0
28.99% (Variable)
26.99 – 29.99 (Variable)
29.99% (Variable)
29.99% (Variable)
Yes
Visa®
Up to $35
1% unlimited cash back
0% Intro APR on Purchases for 6 months
$0
$0
18.99% – 28.99%
Up to $39
$0
$0
$0
Credit Recommended:
(620+) Excellent, Good, Fair, Average
on Sutton Bank, Member FDIC secure website.
14.99% – 29.99% APR
$0
*To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.
0% Intro APR on Purchases 18 months
0% Intro APR on Balance Transfers 18 months
$0
N/A
18.74% – 27.49% Variable
Consumer Card
0% Intro APR Period 18 months on Balance Transfers
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Excellent, Good
17.74% – 27.74% (Variable)
28.99% (Variable)
3%
24.99% – 29.99% (Variable)
See Terms
Fair/Poor/Bad/Limited
N/A
N/A
N/A
$0 – $99
24.9%
Fair/Good
$0
18.74% – 27.49% Variable
N/A
N/A
0% Intro APR Period 15 months on Purchases and Balance Transfers
0% Intro APR Period 15 months on Purchases and Balance Transfers
$0
17.24% – 27.24% (Variable)
28.99% (Variable)
Up to a 3% Cash Back Reward
You’re covered by $0 Fraud Liability if your card is ever lost or stolen
29.99% OR 36% (V)
As low as $85
Up to $1,000 credit limit subject to credit approval
Mastercard®
† Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
$35 – $99*
24.9%
Fair/Good
$0
$0 at this Transfer APR
None
0% Intro APR on Purchases 15 months
5% cash back offer
$200 bonus
$0
0% Intro APR on Balance Transfers 15 months
18.74% – 27.49% Variable
Earn 50,000 points.
19.74% – 26.74% Variable
$99
$0
Earn 3X points on Southwest® purchases. Earn 2X points on Rapid Rewards® hotel and car partners. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.
19.74% – 26.74% Variable
Earn 50,000 points.
$149
$0
Consumer Card
19.74% – 26.74% Variable
Earn 50,000 points.
$69
3% of each transaction in U.S. dollars
Either $5 or 5% of the amount of each transfer, whichever is greater.
Do you have good credit? If so, that is great news. Credit cards within this credit category typically offer lower APRs, lower fees and a wide variety of rewards programs compared to those designed for lower credit quality. Choosing the best low interest credit cards for good credit is the key to increasing your benefits. Not sure what your score is? Sign up for an account with CreditSoup to get your free credit score.
When you have good credit (660-720 credit score**) you have a world of possibilities, at least as far as credit card offers are concerned. Credit card companies are in fierce competition for the chance to handle credit for responsible consumers. That means you can pick and choose among many excellent offers, selecting the one that is best for you. With so many options to choose from, it can take a lot of time and energy to be sure you’re selecting the best offer. That’s where CreditSoup can help.
One of the problems with being offered so many attractive options is that they all have different incentives and terms. Take the time to compare:
Keep in mind that some cards will have features that you like better than others. One card may give you six months with no interest but charge a hefty annual fee. Then, once the introductory rate expires, the APR may not be attractive relative to other offers. Another card offers a satisfactory fixed rate and no annual cost but carries an annual fee.
How can you tell which is the better offer? The trick is to think about how you plan to use the card, and then pick the one that best matches your expectations. The right choice for people who pay their bills in full each month may be different from those who may carry balances month to month. You might decide you would rather take the card with the annual fee that gives you benefits you will definitely use, or you may prefer the one that keeps all of your costs down.
If better credit cards are supposed to be a reward for attaining good credit, make sure you can keep it that way. Look through the potential offers and narrow it to a few top options. Applying for a new credit card every now and then is not likely to affect your credit by a huge margin. Making several card applications at once could negatively impact your credit score, though, because lenders may consider that as a red flag that you are in financial trouble.
Once you get the cards, be sure to use them responsibly. That means abiding by all the terms of the account agreement that the issuer mails you along with your new credit card. Credit utilization (the percentage of your available credit that you keep in debt) takes a much larger part of your credit score than new applications. If your credit usage goes up a lot and you accumulate much more revolving debt, that dip in your credit can take longer to resolve. A good rule of thumb is to keep your monthly credit line utilization below 30%.
At CreditSoup, we help sort these elements for you. Found in one simple place, we list some of the best credit cards for good credit.
*See online credit card application for details on the terms and conditions.
**Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.
Where credit meets confidence.
CreditVana uses your credit profile to show you curated offers. Plus, with CreditVanaApp Confidence, you can see your Approval Odds before you apply, without impacting your scores.
