Limited/No History

If you do not have a credit score, you may qualify for a card in the Limited Credit or No Credit History category. Cards in this category are typically designed to help consumers establish their credit history. Not sure what your credit score is? Sign up for a Free CreditSoup account today and get access to your free credit score and top matched credit card options specifically for you. Checking your score has no impact to your credit.

Apply Now

Regular APR

35.99%

Cash Advance APR

35.99%

Annual Fee

$75.00 for first year. After that, $48.00 annually.

Credit Recommended:
See website for Details*

on Synovus Bank secure website.

Late Payment Fee

$40

Activation Fee

$95.00 (one-time fee)

Cash Advance Fee

Either $10, or 3% of the amount of the Cash Advance, whichever is greater.

  • Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
  • Build up your credit history with a card that reports to all three major credit bureaus every month.
  • Perfect credit not required for approval; we may approve you when others won’t.
  • Easy and secure online application – It takes just moments to apply.
  • Issued by Synovus Bank, Member: FDIC
Show/Hide Details

Apply Now

Regular APR

N/A

Credit Line

Get a max of 1,500

Monthly Fee

$0

Credit Recommended:
Poor to Good

on issuer’s secure website.

Credit Recommended
0%
  • Get a Max of $1500 in Credit to Shop Zebit!
  • No Hidden Fees. No FICO® Pulled. No Gotchas!
  • Buy Now and Pay Over Time for over 90,000 name brand products.
  • Shop thousands of name brands including Apple, Whirlpool, Gucci, Cuisinart, Samsung, Xbox, Playstation, and more!
Show/Hide Details

Apply Now

Regular APR

See Provider Website

Annual Fee

See Provider Website

Credit Line

See Provider Website

Credit Recommended:
Bad/Limited/No Credit

on PREMIER Bankcard® secure website.

Credit Recommended
0%
  • Our mobile app helps you keep track of your spending and payments for greater financial control.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
  • If approved, make your first six monthly minimum payments on time and we may send you an offer to apply for an unsecured credit card. Some restrictions apply. ‡
  • ‡ If you apply for the second account, which is unsecured, you will be approved if you can demonstrate the ability to pay your bills, meet our minimum income requirements, do not reside in New York or Wisconsin and are not covered under the Military Lending Act.
Show/Hide Details

Apply Now

Regular APR

28.49% (Variable)

Balance Transfer Fee

$0 at this Transfer APR

Annual Fee

$0

Credit Recommended:
Limited/Bad

on Capital One’s secure website.

Minimum Deposit

$200

Cash Advance APR

28.49% (Variable)

Credit Recommended
0%
  • No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you’re approved in seconds
  • Put down a refundable $200 security deposit to get a $200 initial credit line
  • Building your credit? Using a card like this responsibly could help
  • Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
  • Monitor your credit score with CreditWise from Capital One. It’s free for everyone
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
Show/Hide Details

Apply Now

Regular APR

9.99% Fixed

Annual Fee

$48

Credit Line

$200 – $1,000

Credit Recommended:
Poor/Fair/Limited/Damaged

on issuer’s secure website.

Brand Name

Visa®

Security Deposit

$200 – $1,000

Credit Recommended

Poor/Fair/Limited/Damaged

  • Better than Prepaid…Go with a Secured Card! Load One Time – Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR – Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit – Maximum $1,000.
  • Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Show/Hide Details

Apply Now

Annual Fee

$0

Credit Limit

$300 – $10,000

Regular APR

16.74% – 30.74% Variable

Credit Recommended:
Excellent/Good/Limited/No Credit

on WebBank secure website.

Balance Transfer Fee

N/A

Product Type

Consumer

Credit Recommended
0%
  • No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
  • Variable APRs range from 16.74% – 30.74%
  • Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
  • 1% cash back on eligible purchases right away
  • 2% – 10% cash back at select merchants
  • $300 – $10,000 credit limits
  • No credit score? No problem. If eligible, we’ll create your Cash Score instead.
  • See if you’re pre-approved within minutes without impacting your credit score.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal reports to all 3 major credit bureaus.
  • No deposits required
  • Card issued by WebBank, Member FDIC
Show/Hide Details

Apply Now

Rewards Rate 1

1% Cash Back on all purchases

Intro Rewards Bonus Value Description

N/A

Fraud Coverage

You’re covered by $0 Fraud Liability if your card is ever lost or stolen

Credit Recommended:
Average, Fair, Limited

on Capital One® secure website.

Annual Fee

$0

Balance Transfer Fee

$0 at this Transfer APR

Foreign Trans Fee

None

  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Lock your card in the Capital One Mobile app if it’s misplaced, lost or stolen
  • Earn up to $500 a year by referring friends and family when they’re approved for a Capital One credit card
  • Pick the monthly due date that works best for you
  • Pay for Amazon.com purchases using your Capital One rewards
  • Pay for online purchases with virtual card numbers and keep your actual card number to yourself
  • Get notified via text, email, and phone if Capital One notices potential suspicious transactions on your account
  • Build your credit with responsible card use
Show/Hide Details

Apply Now

Credit Line

$200, which doubles to $400 if you qualify

Regular APR

21.20% Variable

Cash Advance APR

26.20% Variable

Credit Recommended:
See website for Details

on Merrick Bank secure website.

Annual Fee

$36 the first year. Billed $3 per month thereafter

Minimum Deposit

$200

Late Payment Fee

Up to $40

  • Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
  • Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.
Show/Hide Details

Apply Now

Regular APR

22.99% (V)

Annual Fee

$25 for the first year, after that $35 annually

Cash Advance APR

27.99% (V)

Credit Recommended:
See website for Details*

on issuer’s secure website.

Credit Line

See website for Details*

Credit Recommended
0%
  • Start Building Your Credit with as Little as $100
  • Pay a Deposit (as Little as $100! Or up to $2000)
  • Quick and Easy Online Application
  • No Credit History or Minimum Credit Score Required!
  • Get a Platinum Mastercard (Bank Account Required)
  • Reports to all 3 Major Credit Bureaus
  • Credit Reporting Starts Immediately when your Account is Opened
  • *Just pay your bill on time to continue establishing your credit
  • First Latitude Mastercard is Accepted Nationwide and Online
  • Make 6-months of on-time payments & you’ll be invited to apply for an unsecured First Digital Mastercard!
Show/Hide Details

Apply Now

Credit Limit

$750 Limit (Usable only at TheHorizonOutlet.com)

Regular APR

0% APR

Monthly Fee

See website for Details*

Credit Recommended:
Damaged/Fair

on Issuer’s® secure website.

Credit Limit

Damaged/Fair

  • No Employment or Credit Check
  • Bad Credit, No Credit? No Problem!
  • Fast and Easy Application
Show/Hide Details

Apply Now

Credit Line

$750 Limit (Usable only at TheHorizonOutlet.com)

Regular APR

0% APR

Monthly Fee

See website for Details*

Credit Recommended:
Damaged credit to Fair credit

on issuer’s secure website.

Credit Recommended

Damaged credit to Fair credit

  • No Employment or Credit Check
  • Bad Credit, No Credit – OK
  • Always 0.0% APR
  • Fast Online Applications
Show/Hide Details

Apply Now

Annual Fee

$35 – $99*

Regular APR

24.9%

Credit Recommended

Poor/Bad

Credit Recommended:
Poor/Bad

On the Milestone Gold Mastercard® secure website

  • Easy pre-qualification process which does not affect your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Protection from fraud, if your card happens to be lost or stolen
  • Reports to all three major credit bureaus
Show/Hide Details

Apply Now

Fraud Coverage

You’re covered by $0 Fraud Liability if your card is ever lost or stolen

Minimum Deposit

$49, $99 or $200

Purchase Grace Period

25 days

Credit Recommended:
Fair/Bad/Limited/No Credit

on Capital One® secure website.

Balance Transfer Fee

$0 at this Transfer APR

Annual Fee

$0

Foreign Trans Fee

None

  • No annual or hidden fees. See if you’re approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It’s free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One’s mobile app
Show/Hide Details

Apply Now

Regular APR

21.14% (variable)

Annual Fee

$35

Credit Line

$200-$3000 at time of application

Credit Recommended:
Poor

on Issuer’s secure website.

Cash Advance APR

21.14% (variable)

Late Payment Fee

Up to $38

Credit Recommended
0%
  • No credit check to apply and find out instantly if you are approved
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  • Get considered for a credit line increase after 6 months, with no additional deposit required
  • You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  • Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  • View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
  • Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  • Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • *View the cardholder agreement
Show/Hide Details

Apply Now

Regular APR

See Terms*

Annual Fee

See Terms*

Credit Line

See Terms*

Credit Recommended:
Fair/Bad Credit

on the Total Visa® Card secure website.

Credit Recommended
0%
  • Total Visa active cardholders get exclusive access to free Credit Monitoring powered by TransUnion!
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine Visa credit card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (subject to available credit)
  • Reports monthly to all three major credit bureaus
Show/Hide Details

*See online credit card application for details on the terms and conditions.