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Annual Fee

$0 – $99

Regular APR

24.9%

Credit Recommended

Fair/Good

Credit Recommended:
Fair/Good

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On the Indigo® Mastercard® secure website

• Pre-qualify today without an impact on your credit score
• Keeping your account in good standing may help establish and/or improve your credit
• 24/7 access to your account, even on mobile!
• Protection from fraud, if your card happens to be lost or stolen
• Account history is reported to the three major credit bureaus in the U.S.

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Regular APR

See Terms

Annual Fee

See Terms

Balance Transfer

N/A

Credit Recommended:
Fair, Bad

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On the First Access Visa® Card secure website

Credit Recommended Good/Excellent

0%

• Checking Account Required
• Reporting monthly to all three major credit reporting agencies
• Perfect credit not required for approval; we may approve you when others won’t
• Easy and secure online application
• $300 credit limit (subject to available credit)
• The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

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Regular APR

See Terms*

Annual Fee

See Terms*

Activation Fee

See Terms*

Credit Recommended:
Fair/Bad Credit

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on the Total Visa® Card secure website.

Credit Recommended Good/Excellent

0%

• Total Visa active cardholders get exclusive access to free Credit Monitoring powered by TransUnion!
• Checking Account Required
• Fast and easy application process; response provided in seconds
• A genuine Visa credit card accepted by merchants nationwide across the USA and online
• Manageable monthly payments
• $300 credit limit (subject to available credit)
• Reports monthly to all three major credit bureaus

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Regular APR

24.9%

Annual Fee

$35 – $99*

Credit Recommended

Fair/Good

Credit Recommended:
Good, Fair

Apply Now

on issuer’s secure website.

• Prequalify for a card today and it will not impact your credit score
• Less than perfect credit is okay
• 24/7 access to your account information, even on mobile
• Reports to all three major credit bureaus

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Credit Line

$750 Limit (Usable only at TheHorizonOutlet.com)

Regular APR

0% APR

Monthly Fee

See website for Details*

Credit Recommended:
Damaged credit to Fair credit

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on issuer’s secure website.

Credit Recommended

Damaged credit to Fair credit

• No Employment or Credit Check
• Bad Credit, No Credit – OK
• Always 0.0% APR
• Fast Online Applications

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Annual Fee

$35 – $99*

Regular APR

24.9%

Credit Recommended

Poor/Bad

Credit Recommended:
Poor/Bad

Apply Now

on issuer’s secure website.

• Prequalify for a card today and it will not impact your credit score
• Less than perfect credit is okay
• Mobile account access at any time
• Protection from fraud if your card is stolen
• Account history is reported to the three major credit bureaus in the U.S

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Regular APR

21.14% (variable)

Annual Fee

$35

Credit Line

$200-$3000 at time of application

Credit Recommended:
Poor

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on Issuer’s secure website.

Cash Advance APR

21.14% (variable)

Late Payment Fee

Up to $38

Credit Recommended Good/Excellent

0%

• No credit check to apply and find out instantly if you are approved
• OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
• Get considered for a credit line increase after 6 months, with no additional deposit required
• You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
• Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
• View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
• Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
• Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
• Easy application, apply in less than 5 minutes right from your mobile device
• Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
• *View the cardholder agreement

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Annual Fee

$0 – $99

Regular APR

24.9%

Credit Recommended

Fair/Good

Credit Recommended:
Fair/Good

Apply Now

On the Indigo® Mastercard® secure website

Annual Fee

$0

Foreign Trans Fee

None

Regular APR

28.49% (Variable)

• Easy pre-qualification process with fast response
• Don’t have perfect credit? No problem!
• 24/7 access to your account, even on mobile!
• No security deposit
• Account history is reported to the three major credit bureaus in the U.S.

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Annual Fee

$35 – $99*

Regular APR

24.9%

Credit Recommended

Fair/Good

Credit Recommended:
Fair/Good

Apply Now

On the Milestone Gold Mastercard® secure website

• Prequalify for a card today and it will not impact your credit score
• Less than perfect credit is okay
• Access your account online or from your mobile device 24/7
• Account history is reported to the three major credit bureaus in the U.S.

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Annual Fee

$0 – $99

Regular APR

24.9%

Credit Recommended

Fair/Good

Credit Recommended:
Fair/Good

Apply Now

On the Indigo® Mastercard® secure website

• Easy pre-qualification process with fast response
• Less than perfect credit is okay
• Online servicing available 24/7 at no additional cost
• Unsecured credit card, no security deposit required
• Account history is reported to the three major credit bureaus in the U.S.

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Annual Fee

$0

Credit Limit

$300 – $10,000

Regular APR

16.74% – 30.74% Variable

Credit Recommended:
Good/Excellent

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on WebBank secure website.

Balance Transfer Fee

N/A

Product Type

Consumer

Credit Recommended Good/Excellent

0%

• No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
• Variable APRs range from 16.74% – 30.74%
• Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
• 1% cash back on eligible purchases right away
• 2% – 10% cash back at select merchants
• $300 – $10,000 credit limits
• No credit score? No problem. If eligible, we’ll create your Cash Score instead.
• See if you’re pre-approved within minutes without impacting your credit score.
• Build credit alongside hundreds of thousands of Petal card members.
• Petal reports to all 3 major credit bureaus.
• No deposits required
• Card issued by WebBank, Member FDIC

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Annual Fee

$35 – $99*

Regular APR

24.9%

Credit Recommended

Poor/Bad

Credit Recommended:
Poor/Bad

Apply Now

On the Milestone Gold Mastercard® secure website

• Easy pre-qualification process which does not affect your credit score
• Less than perfect credit is okay
• 24/7 access to your account information, even on mobile
• Protection from fraud, if your card happens to be lost or stolen
• Reports to all three major credit bureaus

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Regular APR

23.74% – 33.24% Variable

Credit Recommended

Fair/Bad/Limited/No Credit

Credit Limit

$300 – $5,000

Credit Recommended:
Limited, Bad

Apply Now

on WebBank secure website.

Late Payment Fee

Late fees up to $29 for first late payment, $40 for second late payment.

Intro Rate

N/A

Intro Period

N/A

• $0 Annual Fee
• Variable APRs range from 23.74% – 33.24%
• $300 – $5,000 credit limits
• Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
• No credit score? No problem. If eligible, we’ll create your Cash Score instead.
• 2% – 10% cash back at select merchants
• See if you’re pre-approved within minutes without impacting your credit score.
• No annual or foreign transaction fees.
• Build credit alongside hundreds of thousands of Petal card members.
• Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments.
• Petal reports to all 3 major credit bureaus
• No deposits required
• Card issued by WebBank, Member FDIC

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